Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

A new rule could help millions qualify for a mortgage, especially renters, gig workers and those with limited credit history.

The pool of consumers potentially falling into the subprime credit tier might grow by nearly 6 million individuals based on ...

FICO, the company behind the most widely used credit scoring models in the U.S., has developed two new algorithms that, for ...

Fannie Mae and Freddie Mac’s regulator says VantageScore can now be used to underwrite home loans, weighing on FICO’s stock.

You want that new computer, but your bank account says, “Try again next month.” So, you click “Pay in 4,” and boom, problem ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

Against this backdrop of higher credit scores, TransUnion recapped consumer demand for credit rebounded starting in mid-2021, as many government assistance programs ended and inflation began to rise.

TransUnion has released CreditVision Link, the first credit score in the market to combine both trended credit bureau data and alternative data sources—creating a more precise picture of consumer risk ...

All credit scores are not created equal. That’s the upshot of federal enforcement actions levied Tuesday against credit bureaus Equifax and TransUnion. The bureaus will pay penalties of $23.1 ...

Nearly one in five consumers who used TransUnion’s CreditView Dashboard at least once through their banks and credit unions saw their scores improve 40 points or more in 2018.