In general, 401 (k)s offer greater protection from creditors than IRAs. That's because 401 (k)s are governed by the Employee ...

How do I convert my 401k to a Roth IRA without paying taxes? You can only roll over after-tax money in your 401(k) to a Roth IRA without paying taxes. If you have made pre-tax contributions and ...

You can roll over a 401(k) to an IRA or another 401(k) plan to keep your tax-deferred savings growing. Be wary of indirect rollovers, as there can be tax consequences for not following IRS ...

On your 1040 tax return, report the amount on the line labeled IRA Distributions. The taxable amount you record should be $0. Choose "rollover." Why Should I Put My IRAs Into My Company’s 401(k)?

Navigate the intricacies of Traditional IRA rollovers, understand tax implications, avoid penalties, and optimize your ...

When you leave a job, what happens to your retirement savings? If you have a 401(k) or 403(b), personal finance expert Suze ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like ...

I have $120,000 in after-tax contributions in my traditional 401(k) at work. Can I roll over just the after-tax money into my Roth IRA? I would like to avoid creating a taxable event. Daniel, this ...

"The disadvantage of an IRA rollover is that you may have to pay income tax if you roll ... your long-term return." "You should consider rolling over assets from an old 401(k) account if you ...

whose contributions are often tax-deductible but withdrawals are taxed as ordinary income. In general, you can roll over funds from another retirement account such as a traditional IRA or 401(k ...

A deductible IRA can lower your tax bill by allowing you to deduct your contributions on your tax return - you essentially ... access to an employee-sponsored retirement plan at work and whether ...

so account owners pay no taxes on withdrawals during retirement or after age 59 1/2. While its tax benefits are clear, estimating how much of a return you can expect from a Roth IRA is less ...