The national average U.S. FICO score, used as a benchmark for assessing consumer credit risk, slipped as federal student loan ...

The average credit score is 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 in April 2024.

Federal student loan borrowers are struggling so much to pay their loan bills that it’s beginning to have an impact on the ...

While a drop in the nation’s average credit score may sound minor, it belies a major crisis for student loan borrowers.

While 715 is considered to be in the “good” score range, the fact that the average is ticking downward could be an economic red flag. “When credit scores drop, it is an indicator that a ...

Delinquent student loan payments have fueled a decline in credit scores ... In February 2025, the average FICO score was 715, compared to 716 in January 2025 and 717 in April 2024.

As consumer behavior shifts, FICO Scores reflect these changes through data reported by the three main credit bureaus. FICO publishes the national average score on a regular basis, providing a ...

The national average credit score fell for only the second time in a decade, according to a new report from FICO. The ...

For the first time in five years, federal student loan delinquencies were reflected on credit reports, pushing down the average U.S. FICO credit score in February.

The average U.S. credit score slipped nationwide, largely due to the resumption of federal student loan delinquency reporting on U.S. consumers’ credit reports, according to FICO. The scoring ...