Many of us have pre-tax accounts — according to 2021 U.S. Census data, about 34.6% of working-age individuals own 401(k), 403(b), 503(b) and Thrift Savings Plans, while 18.2% own IRA or Keogh ...

Remember that tax-deferred retirement savings accounts, like traditional IRAs and 401(k)s, generally require you to take required minimum distributions (RMDs) starting at age 73.

When you leave a job, you might forget to move your retirement plan.If you've had multiple jobs throughout your career, there's a chance you have one or more 401(k)s or other retirement plans that ...