Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here's the latest.

After retirement, most people see their annual income drop, and that's one of the things that makes an IRA so attractive.

A required minimum distribution (RMD) is the smallest amount of money that must be withdrawn from certain types of retirement ...

Having both traditional and Roth accounts is a great way to diversify your retirement income, especially as it allows you to ...

Unfortunately, you can't time the market on required minimum distributions (RMDs). RMDs are calculated based on two factors: the value of your portfolio and your age, both as measured at the end of ...

Even if you've been through a stock market downturn before, it can be very difficult to sit back and watch your portfolio value plunge day after day.

For example, let's say your employer-sponsored retirement account has $20,000 in it, and you are vested in 75% of the balance. This means that if you were to leave your job today, or if you were ...

Many of us spend much more time thinking about saving for retirement and working on amassing a sufficient nest egg than we do thinking about things that matter in retirement. One major factor in how ...

For example, if someone is the beneficiary of ... such as an insurance policy or retirement account, aren't affected by changes to a will. These direct designations take precedence.