Your current balance (or outstanding balance) and statement balance are two entirely different figures. But your current balance and statement balance can occasionally align, particularly after ...

The percentage of credit card accounts that were at least 90 days past due hit a 12-year high at the end of 2024.

New credit card delinquency rates have begun to stabilize although the overall outstanding credit card balance that's seriously delinquent continues to grow -- a sign that Americans are still ...

Credit card issuers often report to the credit bureaus at the end of every billing cycle, but the exact dates can vary.

If you only make the minimum payment on your credit card each month, you'll avoid late fees, but you'll be charged interest on any outstanding balance. Pay the full balance whenever possible to ...

Only paying the lowest amount to keep your credit card account active can lead you to a financial crisis in the long run.