As 2025 approaches, it's important for Social Security beneficiaries to understand the payment schedule so they can plan their finances accordingly. The Social Security Administrat

The exact date your first Social Security January benefit arrives depends on what day of the month you were born, generally. Payments follow the month that they are due, so your January check is for your December benefit.

Because of the calendar, Social Security recipients who get Supplemental Security Income benefits get their first 2025 check on Dec. 31, 2024.

For recipients who began receiving benefits before May 1997 or who receive both Social Security and Supplemental Security Income (SSI), payments are made on the third of each month. SSI payments are made on the first of each month.

Social Security beneficiaries who were born between the 11th and the 20th of a month will receive their regular monthly checks on Dec. 18.

Here is the January Social Security payment schedule for retirement, disability, and survivor beneficiaries, as well as those who receive Supplemental Security Income (SSI).

SSI payments usually go out on the first day of the month but are going out earlier for January, February and March.

Calendar changes mean some recipients will get January payments today. Another quirk occurs at the end of 2025.

Social Security retirement and disability benefits for 2025 will start to roll out for millions of Americans as early as Tuesday and throughout January. Why it matters: Benefits increase by 2.5% and about $50 a month but it's the lowest benefit increase in recent years.