While choosing the right timing to apply for Social Security retirement benefits can be ... until the month after the one you pick in your application. If needed, you can time your first benefit ...

You can apply online, by telephone or at your local Social Security office. The hard part is deciding when to apply for your Social Security retirement ... you pick in your application.

You may also be able to fill out an application for Social Security retirement benefits through your online account. “Certain types of benefits, such as claiming benefits as the survivor of a ...