Credit score minimum: No requirement from USDA, but generally 640 Like the VA loan program, USDA loans don’t have a set minimum credit score requirement. Still, many lenders require at least 640.

If the same borrower has a credit score between 700 and 759, their rate would go up to 6.187%. That rate starts to rise precipitously as the score drops below 700, according to FICO: With a 640 ...

USDA loans don't require any down payment, but you'll probably need at least a 640 credit score. Your eligibility depends on your property's location and your financial profile. It can be ...