Paying accounts on time, fixing errors, and lowering your credit utilization could raise your credit score by 50-plus points ...

A 550 credit score is considered poor but can be improved through consistent on-time payments, lowering debt, careful credit ...

However, our opinions are our own. See how we rate credit cards to write unbiased product reviews. I think about credit cards all the time. As a personal finance journalist, I've covered credit ...

Plenty of myths exist about how credit cards work. Falling victim to credit card myths could have a negative impact on your ...

A credit score of 800 or above is considered excellent and has the same benefits as a perfect 850 score. Benefits of an 800 ...

While a drop in the nation’s average credit score may sound minor, it belies a major crisis for student loan borrowers.

The average FICO Score fell in April, weighed by delinquent student loan borrower. More borrowers are expected to follow suit ...

The national average U.S. FICO score, used as a benchmark for assessing consumer credit risk, slipped as federal student loan ...

Most credit card issuers provide free credit score access to their cardholders, although they rarely offer information on both FICO and VantageScores from all three bureaus. CreditWise from Capital ...

The resumption of federal student loan delinquency reporting on consumers' credit was a significant contributing factor.

The Chase Freedom Unlimited was the first credit card I truly loved. Learn why now's a great time to apply with its new welcome bonus.

Experian also provides average car loan APRs by credit score, based on the VantageScore credit scoring model. Superprime: 781-850. 4.77%. 7.67%. Prime: 661-780. 6.40%. 9.95%. Nonprime: 601-660.