At Business Insider, we keep track of over 160 financial institutions across the U.S. and list the best CDs ... and low minimum opening deposits. Our top picks for CDs are protected by federal ...

In comparison, the average rate for a 1-year CD in the U.S. is 1.77% APY (Annual Percentage ... or even both. Our top picks for CDs are protected by FDIC or NCUA insurance: the former for banks ...