Credit score minimum: No requirement from USDA, but generally 640 Like the VA loan program, USDA loans don’t have a set minimum credit score requirement. Still, many lenders require at least 640.

If the same borrower has a credit score between 700 and 759, their rate would go up to 6.187%. That rate starts to rise precipitously as the score drops below 700, according to FICO: With a 640 ...

USDA loans don't require any down payment, but you'll probably need at least a 640 credit score. Your eligibility depends on your property's location and your financial profile. It can be ...

However, our opinions are our own. See how we rate credit score services to help you make smart decisions with your money. A good credit score to buy a house varies by lender and loan type.

You’ll need a credit score of at least 620 for a conventional refinance. Credit score minimums for other types of refinances range from 580 to 700 or higher. Refinances, like purchase mortgages ...