Learn about the distinctions between good debt versus bad debt. Learn how to leverage debt as a tool for financial growth ...

While a drop in the nation’s average credit score may sound minor, it belies a major crisis for student loan borrowers.

The key difference is that, with a simple refinance, you can defer closing costs by rolling them into the mortgage and paying them back over the loan term. An FHA simple refinance does have more ...

Influencer and credit doctor Micah Smith spotlights that knowledge is power when it comes to your score and financial health, ...

The homebuying process can be nerve-wracking, especially if you have bad credit. Lenders typically want to see at least a 620 FICO score for a conventional mortgage, but some will consider ...

If you haven't been paying your federal student loans, time is running out. However, there are ways to protect your paycheck and credit score.

Our opinions are our own. A credit score of 600 is generally defined as bad credit — although it's not that far from the next level up, "fair" credit. If you have a 600 credit score, you're ...

Check issuer's site for most up to date information. You might think that having a bad credit score prohibits you from qualifying for a credit card, but that’s not the case. Whether you’ve ...

Improved creditworthiness: If you foreclose a loan without any missed EMIs or defaults, it reflects positively in your credit ...