Paying accounts on time, fixing errors, and lowering your credit utilization could raise your credit score by 50-plus points ...

A 550 credit score is considered poor but can be improved through consistent on-time payments, lowering debt, careful credit ...

What Does It Mean? A charge-off is an accounting term creditors use to mark a debt as unlikely to be paid and write it off as ...

If you have four cards, you'll also have a lot of available credit — although this can be both a blessing and a curse. For ...

Plenty of myths exist about how credit cards work. Falling victim to credit card myths could have a negative impact on your ...

Getting a credit report can help protect your credit history from errors and help you spot signs of identity theft.

A lower credit score doesn’t necessarily mean a lender will deny you a home equity loan. It does mean the loan will be more ...

A bill that proposed banning medical debt from appearing on credit reports has been signed by the governor of Washington.

This card offers a high rewards rate in rotating categories, a good 0% APR offer and an unusual bonus that could become a windfall. If you don't mind keeping track of bonus categories that change ...

While a drop in the nation’s average credit score may sound minor, it belies a major crisis for student loan borrowers.

The percentage of credit card accounts that were at least 90 days past due hit a 12-year high at the end of 2024.

Learn how to secure a personal loan with good credit. Explore our top loan options with favorable rates and terms and get the ...