Car insurance didn't always come standard with a set of keys. What started as a niche product in the early days of motoring has become a legal and financial necessity for nearly every U.S. driver.

1890s-1920s: The birth of auto insurance Car insurance officially hit the road in 1897 when Gilbert J. Loomis of Westfield, Massachusetts, purchased the first-ever auto policy.

CheapInsurance.com discusses how car insurance evolved from a $5 policy in 1897 to today's personalized, tech-driven coverage powered by telematics.

CheapInsurance.com discusses how car insurance evolved from a $5 policy in 1897 to today's personalized, tech-driven coverage powered by telematics.

The rise of online car marketplaces Digital car sales platforms have gone from niche to mainstream in just a few years. What was once an option for tech-savvy early adopters is now a preferred ...

1890s-1920s: The birth of auto insurance Car insurance officially hit the road in 1897 when Gilbert J. Loomis of Westfield, Massachusetts, purchased the first-ever auto policy.