Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

Affirm Holdings, Inc. AFRM operates a vast and diverse merchant network that is central to its mission of reinventing payments. As of March 31, 2025, Affirm had approximately 358,000 active merchants, ...

Finder.com reports that BNPL can be cheaper short-term than credit cards, but credit cards offer more consumer protections ...

FICO is launching new credit scoring models that will track buy-now-pay-later payments for the first time. With 90 million Americans using BNPL services, late payments could soon damage credit scores ...

U.S. payment processors are shifting towards faster, secure digital payments due to real-time payment growth and digital ...

Affirm's growth is fueled by merchant adoption, new partnerships, and cost controls, while navigating risks tied to credit ...

For businesses and lenders ready to offer smarter loans, or embed BNPL into their products, Vida AI offers plug-and-play APIs ...

The UK digital commerce market is on a steep growth trajectory, driven by technological innovation, evolving shopping patterns, and a solid shift toward e-commerce. Valued at around USD 470 billion in ...

The USA digital commerce market is witnessing significant acceleration, driven by a tech-savvy population, changing consumer ...

BNPL companies like Afterpay and Klarna will begin reporting users’ loans and payments to FICO, the company behind the most ...

Buy now, pay later is an increasingly popular way to shop online that lets you split a purchase into multiple payments over ...

Don’t let financial fear hold you back from starting the homebuying process. Here’s everything you need to know to feel prepared, empowered and ready to make your move.