A good APR sits at or below the national average and depends on an individual’s credit score, creditworthiness, and transaction types.

Find out everything you need to know to forge a path to financial freedom. Explore how debt consolidation works, its impact on your credit, and alternative options.

Understand the risks and benefits of cosigning a loan or credit card. Learn how being a cosigner can affect your credit score and long-term financial future.

Wondering what you should use your credit card for? We'll tell you eight smart purchases you can make to build your credit and earn cash back rewards.

There’s no timeline for how long before debt collectors sue, but they do follow a statute of limitations. Learn more about when they can sue and your rights.

In most cases, cosigners are not listed on the title unless they are also listed as co-owners of the vehicle.

If you lack credit history, read on to discover how to get a loan with no credit. Options include no-credit-check loans, secured loans, 401(k) loans and more.

Credit is important for securing loans, mortgages, credit cards, and more. A good credit score shows lenders that you’re responsible and pay bills on time.

The average American has a credit card limit of $28,929.80, but that varies based on credit score, credit history, income, and other factors.

Can checking your credit score hurt it? Generally, no. Learn about the different methods available to check your score without negatively impacting it.

This simple monthly budget template helps you keep your finances in order. It’s completely free and will help you accurately track your income and expenses.

Individuals earning $184,000 or more have the most credit card debt, and the total in America is $910 billion. Read on for more credit card debt statistics.